IFG

Innovative Financial Group / Humana

Item: Innovative Financial Group / Humana
Rating: 2
Author: Verified agent

KY · Agency NPN 00998877 · EIN 61-0112233

IFG is a national distribution partner for life and health products.

Innovative Financial Group / Humana is an insurance FMO headquartered in KY with 1 verified agent review on UplineReview, holding an average rating of 2.0 out of 5.

Agents rate Innovative Financial Group / Humana highest on compliance and lowest on commission timeliness. Read the verified reviews below to decide whether Innovative Financial Group / Humana is a good FMO for your book of business.

2.0

Average score

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Category scores

Commissions

1.0

Support

1.0

Training

1.0

Compliance

5.0

Transparency

1.0

Technology

1.0

Reporting

1.0

1 verified reviews · 0% would recommend

Most recent Highest rated Lowest rated Most helpful

Broker✓ NIPR Verified

Licensed in OH · broker · 3+ years

April 16, 2026

What they said

Overall

Category ratings

Commission timeliness

Support quality

Training

Compliance

Contract transparency

Technology

Reporting

This is no longer “IFG”

Group / employerMedicare AdvantageVoluntary / worksiteLife insuranceDisability incomeDental & vision

Pros

When Tyler and the guys were still there and owned it? Was awesome. Sky was the limit. New things all the time and very responsive/helpful.

Cons

Humana bought it. It became corporate garbage. It’s been tanking ever since the sale and now is practically obsolete. Barely a hint of the original IFG. Now there’s no Adam or Peter either. They are more concerned with compliance than they are with actually marketing/selling.

Advice for this organization

When you buy something? It’s not a good idea to rip it apart without the instructions to build it back at least to its original state. The blueprints they have? No clue where they got them but whatever they tried to re-build after they tore it apart is not functional in a profitable way. A new Agent should hear - RUN!!!!

Full review

A new Agent should not contract here at all. Period. So the only question a new Agent should ask is - what other IMOs are out there????? **** I would post with my name, but then they might not keep paying my renewals. That’s how much I don’t trust HUMANA. Yes, I was part of the “partnership” but thankfully switched my contracts before Humana bought.

✗ Would Not Recommend